Boat Coverage
Coverage options for ski boats, wake boats, and other recreational watercraft, including liability, physical damage, theft, medical payments, and optional towing assistance tailored to your usage.
Protect your ski or wake boat with coverage built for time on the water, storage seasons, towing needs, and unexpected damage. Jacobs Family Insurance helps New Mexico boat owners compare options for liability, physical damage, theft, medical payments, and optional assistance—so you can request a quote confidently and choose protection that fits how you use your boat.

Compare practical coverage options for ski boats, wake boats, trailers, theft, liability, and on-water accidents.
Coverage options for ski boats, wake boats, and other recreational watercraft, including liability, physical damage, theft, medical payments, and optional towing assistance tailored to your usage.
Helps protect you financially if your boat causes injury or property damage, with medical payments options that can support covered passenger or guest injury costs.
Protection for covered damage, theft, and accidental loss involving your boat, equipment, and related property, with limits based on the boat’s value and policy selections.

Start by sharing your boat’s make, model, value, motor details, trailer information, storage location, and how you use it. These details help shape accurate quote options for ski, wake, and recreational boat coverage.
Choose guidance that blends Allstate-backed coverage with attentive local service.
Recognized Allstate Elite status supports reliable coverage guidance and trusted insurance service.
Family-owned service means personal attention from local neighbors, not a distant call center.
More than 10 years helping Santa Fe customers navigate insurance decisions confidently.
Options for boats, ATVs, motorcycles, homes, renters, and autos allow bundling review.
Local guidance from a family-owned Allstate Elite agency.
Jacobs Family Insurance is a family-owned Allstate Elite agency serving Santa Fe and communities across New Mexico with neighborly insurance guidance. For more than a decade, the Jacobs Family has been part of the Allstate Family, helping local customers understand coverage choices for auto, home, life, business, and specialty items like boats and recreational vehicles. From the office on South St. Francis Drive, the agency combines Allstate-backed coverage with personal attention—no call centers, just practical answers from people familiar with New Mexico lifestyles. Whether customers are insuring a home in Santa Fe or a wake boat used on regional lakes, the team focuses on clear advice, competitive pricing, and long-term relationships.
Wakeboat insurance cost varies based on the boat’s value, horsepower, storage location, operating waters, claims history, selected deductibles, and coverage choices. Wakeboats can cost more to insure than smaller boats because of higher replacement values and specialized equipment. A personalized quote helps compare liability, physical damage, theft, medical payments, and optional towing protection.
Talk with a local insurance professional about your boat coverage.
Recognized Allstate agency status for trusted service.
Active local business network supporting Santa Fe clients.
Connected to real estate professionals and homeowners.
Share a few details about your ski or wake boat, and Jacobs Family Insurance will help you review practical coverage options and quote details.
For immediate assistance, feel free to give us a direct call at +1 505-474-4033.
For immediate assistance, feel free to give us a direct call at +1 505-474-4033.