Allstate Elite Agency · Family Owned · 10+ Years in Santa Fe

Your Santa Fe Neighbors in Insurance

Auto, home, life, and business coverage backed by Allstate and rooted right here in Santa Fe. Let our family take care of yours.

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Backed by
Allstate Elite Agency 4.6 Stars on Google 124+ Verified Reviews Family Owned Since 2015 Allstate Backed Claims Serving Northern New Mexico
Community Partners in Santa Fe
NM Home Builders Association Santa Fe Association of REALTORS Forest Stewards Guild Santa Fe Humane Society Tutors to Teachers Girls Inc. Santa Fe Chamber of Commerce Santa Fe Partners in Education
Our Coverage

Protection for Every Part of Your Life

Personal, specialty, and business insurance — all from one local family you can call.

Welcome to New Mexico highway sign on a sunlit desert road

Auto Insurance

New Mexico roads deserve local know-how. We cover cars, trucks, and motorcycles with liability, collision, and comprehensive policies, plus safe driver and multi-policy bundle discounts written for how people actually drive here.

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Historic adobe home at Taos Pueblo, New Mexico in warm afternoon light

Home Insurance

Your Santa Fe home is your biggest investment. We build customized homeowners coverage around your property, belongings, and liability, with real attention to wildfire and hail, the two biggest property risks in Northern New Mexico.

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Life Insurance

Give your family a solid foundation. We help you choose between term, whole, and universal life plans sized to your budget and your family's future, explained in plain language, not insurance jargon.

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Colorful Southwest style small business storefront

Business Insurance

Santa Fe businesses run on reputation. We protect yours with general liability, commercial property, workers' compensation, and professional liability, all fitted to your industry and your size, from a food truck on Cerrillos to a construction firm in Eldorado.

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Jacobs Family Members
Thick smoke rising above a pine forest during a wildfire in the American Southwest
Wildfire Expertise

Santa Fe's Wildfire Insurance and Mitigation Specialists

Santa Fe sits at the edge of some of the most wildfire prone land in the country, and wildfire is the risk that defines property insurance here. It is not a side specialty for us. We walk homeowners through defensible space, home hardening, and the coverage gaps a standard policy leaves — at seminars, at homeowner meetings, and one property at a time.

We also handle the part that catches people off guard: the underwriting inspection in your policy's first 45 days, when a carrier photographs your property and can require mitigation work as a condition of keeping your coverage. We read those notices every week and know exactly what closes the file.

  • Free wildfire coverage review with a Jacobs family member
  • Zone-by-zone defensible space and home hardening guidance
  • Help with the 45-day inspection, before it becomes a cancellation
  • Access to Allstate's national claims backing
What Santa Fe Says

Your Neighbors Trust Us

124+ verified reviews on Google. Real words from real Santa Fe families and business owners.

"Friendly, trustworthy and knowledgeable. Got me the best rate around."

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Milena S.
Google Reviews

"I saved over 50 percent compared to my previous home insurance. The office staff are terrific."

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Rudy V.
Google Reviews

"They helped me bundle my auto policies and saved me a good amount of money."

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Dan C.
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Good to Know

Frequently Asked Questions

The short answers Santa Fe families and business owners ask us most.

We offer auto, home, life, and business insurance. All policies are backed by Allstate, and we tailor every plan to Santa Fe and Northern New Mexico conditions, including dedicated attention to wildfire and hail coverage for homeowners.
Call us at (505) 428-4735 or fill out the form on our Contact page. Quotes are free, no obligation, and usually take less than 15 minutes over the phone.
Most standard homeowners policies include wildfire damage, but the specifics vary a lot. We review your policy with you to make sure wildfire risk is properly addressed. It is one of the most common gaps we find when new clients move to Northern New Mexico.
We serve 22 communities including Santa Fe, Eldorado, Tesuque, Los Alamos, Espanola, Pojoaque, Taos, Albuquerque, and more. If you are anywhere in New Mexico, give us a call.
Yes. Ned, Tina, and Chris Jacobs have owned and operated this agency in Santa Fe for over 10 years. When you call, you speak with a family member, not a national call center.
Yes, and it is the question we get asked most. Carriers typically reserve roughly the first 45 days of a new home policy to send an inspector out to photograph the property. If wildfire hazards show up in those photos, underwriting sends a list of conditions to correct by a deadline, and completing that work is a condition of keeping the policy rather than a suggestion. The fire department writes the mitigation guidelines but generally cannot require the work on private land; your insurer can. We walk homeowners through this every week. See our wildfire hazard mitigation and inspection guide.
Free Quote

Ready to Protect What Matters Most?

Free quotes. Honest answers. A real neighbor who picks up the phone. Tell us a little about you and a Jacobs family member will call you back within one business day.

  • Free, no-obligation quotes on all 11 coverage lines
  • Answers from a family member, not a call center
  • Call (505) 428-4735, Mon to Fri, 9AM to 5PM

Get a Free Quote

Free, no obligation. We reply within one business day.

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