Insurance Packages for Southwest Small Business
Food trucks on Cerrillos, galleries on Canyon Road, contractors working from Eldorado to Los Alamos. Each one needs a different mix of coverage. We bundle the pieces your business actually uses into one reviewed package, with one local agent to call.
One Package, Reviewed as a Whole
Small businesses usually collect policies one at a time, when a landlord, a market organizer, or a general contractor asks for proof of insurance. That is how gaps and overlaps happen.
Fewer gaps
When liability, property, vehicles, and equipment are reviewed together, it is much harder for something important to fall between two policies.
Often a Business Owner's Policy
Where your business qualifies, general liability and business property can be combined into a Business Owner's Policy, which is often simpler than buying each separately.
One local agent
Certificates of insurance, coverage questions, and claims all go through the same Santa Fe office, not a call center.
Built for How Santa Fe Businesses Actually Work
Each package is a starting point. We adjust it to your operation, your contracts, and what your carrier will write.
Food Trucks & Mobile Vendors
For trucks, trailers, and carts working markets, events, and private catering.
- Commercial auto for the truck or trailer
- General liability, including food-related claims
- Coverage for kitchen equipment and generators
- Certificates of insurance for markets and event organizers
- Workers' compensation if you have employees
Galleries & Art Dealers
For galleries, studios, and dealers on Canyon Road, the Railyard, and beyond.
- Business property and general liability, often as a Business Owner's Policy
- Coverage for your own inventory and for consigned work in your care
- Protection for art in transit and at off-site shows
- Cyber coverage if you sell or take payments online
- Workers' compensation if you have employees
Contractors & Trades
For builders, remodelers, and trades working across Northern New Mexico.
- General liability, including completed operations
- Commercial auto for work trucks and vans
- Tools and equipment coverage on and off the job site
- Workers' compensation, which New Mexico requires for construction employers
- Certificates of insurance for general contractors and clients
Coverage availability, limits, and eligibility depend on the carrier and on your specific business. We confirm exactly what each package includes when we quote it.
From First Call to Certificate
Tell us how you operate
Where you work, what you own, who you employ, and what your contracts or landlords require.
We build the package
We match coverage to your actual risks and explain each piece in plain language, including what is not covered.
You are covered and certified
We issue certificates of insurance when you need them and review the package as your business grows.
Related Coverage
Southwest Small Business Insurance FAQs
Common questions from Santa Fe business owners.